Health insurance in Spain for foreigners

How to register for Spanish healthcare insurance

Anyone working in Spain receives a social security number to have a health insurance and must pay monthly contributions which are automatically deducted from their wages. The employers also contributing a percentage to the scheme for each worker.

If you are self-employed you are responsible for paying your own social security contributions, and you can apply for a social security number at your nearest Social Security Office.

Once you have been formally registered with the social security system in Spain, you will receive a document entitling you to medical assistance. This form can then be used to apply for a health card, known as a Tarjeta Sanitaria or TSI. You can receive your health card by applying at your closest state health centre, where you must present your social security and national insurance certificates, as well as your passport.

doctor_health_insurance

The Spanish healthcare, amongst the best in the world

The Spanish healthcare system ranks amongst the best in the world and is funded by social security payments. All residents in Spain have access to the free public Spanish healthcare system, although most of them hire an extra private insurance cover necessary in certain situations.

operation in hospital

Additional health insurance in Valencia

Depending on your circumstances, however, some additional health insurance in Spain cover may be required, while private health insurance offers quicker medical treatment in private facilities. discusses the Spanish healthcare system and any changes that might apply to ex-pats.

If you require additional health services, Spanish private health insurance companies offer a range of packages which cater specifically to your age, health condition and other circumstances, some residents do opt for private healthcare in Spain to avoid the lengthy waiting times associated with the public service.

Foreigners may like to check if their package provides the same protection in Spain as it does in their country of origin, but the private health insurance is really NO expensive as in foreigners countries that we highly recommend to contract one.

A private health insurance plan can also enable you to select an English doctor speaker, which may be of particular importance to those who expect to be in regular contact with their doctors.

private health insurance

European Health Insurance Card in Spain (EHIC)

If you have an EHIC issued by an EU-member state and you are in Spain on a holiday or other temporary visit – that is, you are not yet a resident in Spain – you can use your EHIC to access state healthcare in Spain. You can also use it if you are studying in Spain as part of a course based in your home country.

You cannot use the EHIC if you are coming to Spain specifically to get medical treatment or to give birth. If this is the case, you should seek advice from the health authorities in your home country before coming to Spain.

doctor with a patient

EU/EEA/Swiss nationals

EU, EEA and Swiss nationals whom have reached retirement age in their home country are entitled to free health care in Spain. In order to qualify they must obtain a Form S1 from their country of residence. Acquiring this form prior to departure is advisable and will help simplify the registration process in Spain.

Third country nationals

Non-EU/EEA nationals may have to provide proof of private health insurance before being granted a Spanish visa. Some non-EU nations, however, do have an agreement in place with Spain so it’s important to enquire about your entitlements with the consulate or embassy in your home country prior to arrival.

Students

EU nationals studying in Spain will also be covered by their EHIC throughout their period of study. Non-EU students, however, may be required to take out a private health insurance plan prior to arrival, although their university can provide more detail.

spanish doctors

ASSISTyouUP, an expert Relocation company in Valencia will help you to hire the best insurance option for your health, a great assistance to make you feel safe in your new place of residence. Contact us; info@assistyouup.com.

Studies in Valencia, where to live

Studies in Valencia

One of the most important things you need to take care before starting your studies in Valencia, is to find a place to live. In general, the amount you spend per household should be limited to a quarter or a third of the total amount you plan to spend on living expenses

The best dates to rent a house in Valencia

Most of the students who come to Valencia live in shared flats with other students, although there is also the option of living in university residences or even in a family home.

The best dates to find something when there are more options and better prices is during the summer until mid-August and in January for those arriving in the second quarter.

The deposit is usually one month rent and is returned to you when you leave the flat. Make sure you read the contracts carefully especially the policy on leaving the flat and how much money you will get back.

rental agreement

The best thing to

We suggest that you don’t delay choosing a flat for more than 4 or 5 days because if you wait longer some of the flats could be rented by the time you decide to take them.

The best thing to do is find a flat or a room before you arrive. Valencia is one of the first Erasmus city destination in Europe and to find a place near your university could be a difficult process if you don´t think with time in advance.

It is especially important to consider the location in the selection of your home. If you live farther than within walking distance of the University of Valencia, it can be inconvenient unless you are close to public transportation or if you have a car. You can choose from a variety of options, rent an apartment, rent rooms, or even think about having a property in Valencia.

studies in valencia

The perfect area for students

The surroundings of the University of Valencia are the perfect area for students to live in shared flats. Sites such as Avenida Blasco Ibañez, Avenida Ramón LLull, Plaza Honduras, Plaza del Cedro. This is the area that Happy Erasmus would recommend. It is well connected to the rest of the city with all the necessary services.

Another student area in Valencia is the neighborhood of Benimaclet, also close to universities and generally cheap flats that are a bit older. It is well connected to the city by tram, metro and bus lines.

There are students who decide to live in the center of Valencia, for example, in the Carmen, which is also a good option, although during the first weeks most students are not in this area which means that you have to go a bit more away go to the same places as your friends and go to classes that are in the Blasco Ibañez area.

Another area where students decide to live in Valencia is near the beach in the Cabañal neighborhood, for the period from March to July, living here has many advantages given that it is close to the beach and is where most people spend their free time.

benimaclet tram station

Transport in Valencia

Valencia is an easy city, the transport options to studies in Valencia are buses, metro, taxis, car rental, walking and trams.

Taking the buses in Valencia will offer you the opportunity to move around the city while enjoying the views while traveling.

If you decide to travel by bus, it is worth buying combined tickets that will allow you to take the bus, as well as the tram and the underground. The underground system of Valencia is one of the fastest and easiest ways to get around the city. There will be parts of Valencia that cannot be reached by metro, don´t worry the whole city is perfectly connected by buses or trams.

Valencia is a very friendly city, and many students enjoy using this form of transport to get around. In fact, you will see bicycle lanes. There are specific lanes for you to ride on, there are bicycle lanes along the main highways, by the beach and also in the park. Valenbisi is a new concept related to the individualized urban transport thanks to a bicycle around the whole Valencia.

valenbisi transport

ASSISTyouUP will help you in the whole process, our goal is to make your life easier in Valencia, find a perfect place for you to live and offer every solution according to your needs. Mail us info@assistyouup.com and experience the greatest studies time in Valencia.

Retiring to Spain, Living in Spain as a Retiree

Retiring to Spain

Retiring to Spain, Valencia is the best places to retire, beautiful beaches and warm temperatures during the whole year. It is an amazing mediterranean coast city. Visible vestiges remain of Roman, Medieval and Moorish periods in the city’s history, but its most spectacular architecture dates to the city’s 15th century golden age.

It’s also one of Spanish’s largest cities, and with a population about 800,000 citizens. it’s compact and manageable, and it’s known for having beautiful beaches and orange groves. For sure you’ll find a nice home-away-from-home in Spain.

If you’re considering making a new life for yourself or your family in Valencia (Spain), you’re hardly alone. More than 5.5 million foreign nationals are now living in Spain, accounting for more than 12% of its population. Spain’s expat population is increasing by British, Germans, French, Italians citizens, but an important increasing number of Americans are finding their way here, too.

retiring to spain, walking on the beach

Requirements to retire in Spain

If you are interested in get a residency visa from another EU country in Spain, you should know that it isn’t transferrable to Spain without go through a visa process. To get an Spanish residency visa, you’ll need to apply for the visado de residencia from the Spanish consulate nearest to you before you travel to Spain.

For American retirees, rules for residency visas for citizens of the United States may change slightly over time. However, in general you’d go through the same process as any other foreigner. You’ll apply for the visado de residencia from the embassy nearest your home Then, will it’s up to the Spanish authorities to grant you a visa. Contact ASSISTyouUP, our immigrations lawyers will find the best way to get your SPANISH VISA.

visa document

Living Costs in Spain

Retiring to Spain -Valencia- pretty much guarantees you can retire comfortably. If you’re willing to budget and live cheaply, as little as €20,000 yearly here is a dream to come true.
Also, real estate prices have remained low ever since the 2007 financial crisis. So if you’re looking to buy property in Spain, AssitsyouUP will find your DREAM HOME, now is still a good time to make a profit investment here or buy a beautiful place for living with a real high quality of life.

bills and coins

Spanish Healthcare

European people in receipt of an European Pension are entitled to the same level of state healthcare as a Spaniard under the national insurance scheme. This is thanks to Spain and the European Union members of the European Economic Area (EEA), meaning certain benefits are transferrable between all their countries.

Pensioners should start the process before leaving their countries, by applying for an S1 form from the International Pension Centre. Once in Spain, register your S1 at your local Instituto Nacional de la Seguridad Social (INSS) office to receive an accreditation letter, which will enable you to register with a doctor at your local medical centre.

ASSISTyouUP is an expert in the provision of advice and support to those planning a new life abroad, particularly in retirement for more information contact us.

hospital in valencia

Spanish Tax for Retirees

Retiring to Spain and spending more than 183 days during a calendar year there means you should become tax resident there. This means you will need a Spanish tax identification number, known as an NIE, which you also need to purchase a property and other many issues.

Once you are tax resident in Spain, you are liable to pay income tax there on your worldwide income. It is highly likely you will need to file an annual Spanish tax return and declare any assets outside of Spain, especially if you will need to claim any tax relief. It is advisable to get help with filing your annual tax forms in Spain.

This will ensure you not only follow the correct procedures and complete the right paperwork, but are in a position to take any appropriate measures to minimise your tax liabilities.

RETIRING TO SPAIN (VALENCIA) WITH ASSISTyouUP – THE BEST WAY TO ENSURE A PERFECT RELOCATION NEW LIFE IN SPAIN

Employee Relocation in Valencia

Our knowledge and expertise puts us at the forefront of any Employee Relocation in Valencia. We are located at Valencia center. Whatever, the service we offer businesses and people a range of relocation services, from Area Orientation to Settling-In services, as well as Property Management.

At ASSISTyouUP, we pride ourselves on providing a full breadth of services that may be required during a relocation. We can therefore assist with all aspects of a move, enabling us to offer a full end-to-end solution for your relocation in Valencia.

Your employees are your most asset so we treat employee relocation with the up most importance. We make sure they are supported and informed throughout the relocation project.

We understand and appreciate that your employees’ time is precious so we meticulously plan every aspect of your relocation with them and their productivity in mind.

employee relocation orientation

Stress-free experience for employer and employee

We ensure a stress-free experience for employer and employee alike. Your dedicated project manager will oversee your relocation and facilitate communication to ensure everyone feels reassured and confident about the move.

A collaborative environment is one of the key elements of how our team at ASSISTyouUP is committed to deliver on all you need.

Our team is made up of dedicated, experienced specialists who work across all areas of corporate relocation service delivery to ensure we implement shared ownership of the core activities when undertaking an employee’s relocation.

Pre-decision services aim to uncover any potential issues that may arise prior to the employee’s relocation to reduce the risk of a failed relocation.

employee engagement

Failed relocations

Some of the most common reasons for failed relocations include, a slow real estate housing, family resistance to move, inflated costs of housing in the relocation place.

Typically, managing a company’s job mobility represents ongoing employee relocation support services, vendor management, candidate selection, relocation benefits, and expense management. Corporate relocation programs can vary across companies due to size, need, or destination.

relocation housing

Terms to consider in employee relocation

  • What currency will be used to pay the employee?
  • How long is the relocation?
  • Loss of taxes
  • Tax consultancy costs
  • Accommodation Buying and Rental
  • Cars Services
  • Driving license
  • Scholarship
  • Spanish Language
  • Transportation
  • Travels
  • Private medical insurance
  • Social Life

employee relocation services

Relocation services in Valencia

If your company does not have these relocation services, from ASSISTyouUP we can help you in all the complicated process of being located in a new country, a new city, customs, language, banking procedures, visas, nie legal costs, residences, registration service, housing, premises of work and residence.